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Welcome to IMG®'s
section of Coverage without
Boundaries®! We know that
the reasons to travel abroad are many
and varied - that's why our products are
too. Our full-service approach to
providing international medical
insurance products includes servicing
vacationers, those working or living
abroad for short or extended periods,
people traveling frequently between
countries, and those who maintain
multiple countries of residence. To meet
all of these needs, we have developed a
comprehensive range of major medical,
life, dental and disability products
that can be tailored to meet your needs.
For your convenience and to assist
you in determining which plan is right
for you, simply use the scroll function
to view each of the products or click on
one of the specific product categories
below to help narrow your search. You
may also obtain more detailed plan
information by clicking on the "Download
a brochure & application" link
associated with each product. Once you
have determined which plan best fits
your needs, click on the "Quote/Buy
Insurance" link and you can complete the
simple and easy-to-follow application.
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Patriot Travel
Medical Insurance®
Individual & family –
Short-term coverage
available from five days up
to two years.
Patriot Travel Medical
Insurance is designed to
meet the needs of
international travelers
looking for temporary
medical insurance coverage
while traveling outside of
their home country. In
addition to medical
benefits, the plan includes
coverage for emergency
medical and political
evacuation, repatriation,
and a choice of deductibles
and plan maximums up to
$2,000,000.
There are two plans
available: Patriot
InternationalSM
provides coverage for U.S.
citizens traveling outside
the U.S., and Patriot
AmericaSM
provides coverage for
non-U.S. citizens traveling
outside their home country.
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Outreach Travel
Medical InsuranceSM
Individual & family
– Short-term coverage
available from five days up
to two years.
The Outreach product
addresses the medical
insurance needs of U.S.
citizens and non-U.S.
citizens who need temporary
medical insurance for church
or mission related travel
anywhere outside of their
home country. Coverages
include Emergency Medical
Evacuation, Repatriation,
and your choice of
deductible and policy
limits.
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Outreach Group
Travel Medical InsuranceSM
Groups of five or
more members
Outreach Group Travel
Medical Insurance is
designed for groups of five
or more members looking for
temporary medical insurance
coverage while traveling
outside of the United States
and outside of their home
country. In addition to
medical benefits, the plan
includes coverage for
emergency medical,
repatriation, and a choice
of deductibles and plan
maximums up to $1,000,000.
Daily rates are the same
for all ages in the group
and the maximum age is 79.
Coverage can be purchased
for as little as two days
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Global Medical
Insurance®
Individual & family
– Flexible long-term
annually renewable plan.
Global Medical Insurance
(GMI) is a flexible,
long-term, annually
renewable, U.S.-style major
medical insurance program
designed for U.S. citizens
living abroad, and non-U.S.
citizens throughout the
world.
GMI offers the
flexibility to select from
an assortment of four unique
benefit plan options –
Silver, Gold, Gold Plus, and
Platinum - each with
different levels of
coverage. In addition, there
are different areas of
coverage available, optional
riders, flexible
underwriting methods, as
well as multiple deductibles
and modes of payment.
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Global Mission
Medical InsuranceSM
Individual & family
- Flexible long-term
annually renewable plan for
missionaries.
Global Mission Medical
Insurance (GMMI) is a
flexible, long-term,
annually renewable,
U.S.-style major medical
insurance program designed
for U.S. citizens living
abroad, and non-U.S.
citizens throughout the
world.
GMMI offers the
flexibility to select from
an assortment of four unique
benefit plan options –
Silver, Gold, Gold Plus, and
Platinum - each with
different levels of
coverage. In addition, there
are different areas of
coverage available, optional
riders, flexible
underwriting methods, as
well as multiple deductibles
and modes of payment.
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Patriot Platinum
Travel Medical InsuranceSM
Individual & family
– First-class short-term
coverage available from five
days up to three years.
Patriot Platinum provides
first-class protection for
the discerning international
traveler who wants to obtain
the maximum coverage
available in a short-term
travel medical product on
the market today. Patriot
Platinum builds upon the
core benefits of the Patriot
Travel plan and can provide
up to $8,000,000 of coverage
with enhanced benefits and
services, including our
Global Concierge &
Assistance ServicesSM.
There are two plans
available: Patriot Platinum
InternationalSM
provides coverage for U.S.
citizens traveling outside
the U.S. and Patriot
Platinum AmericaSM
provides coverage for
non-U.S. citizens traveling
outside their home country.
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Patriot Green Travel
Medical InsuranceSM
Individual & family
– Environmentally conscious
short-term coverage
available from five days up
to two years.
Patriot Green Travel
Medical Insurance is
designed for the
environmentally conscious
traveler and provides him up
to $2,000,000 of medical
coverage and services. This
plan offers the same core
benefits as the Patriot
Travel plan, but it also
offers eco-friendly benefits
including an Eco Sports
Rider covering such
activities as jungle zip
lining, wildlife safaris,
and cave tubing. The plan
provides for the purchase of
carbon offsets, paying an
additional AD&D benefit to
an environmentally conscious
organization, and it is
paperless.
There are two plans
available: Patriot Green
InternationalSM
provides coverage for U.S.
citizens traveling outside
the U.S. and Patriot Green
AmericaSM
provides coverage for
non-U.S. citizens traveling
outside their home country.
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Patriot Multi-TripSM
Individual & family
- Short-term coverage
available up to three years
for travelers who take
frequent trips throughout
the year.
Patriot Multi-Trip is
designed for individuals and
families who travel
frequently outside their
home country throughout the
year. The plan offers the
ease and convenience of
purchasing an affordable
single annual premium plan
that provides coverage for
trips up to 30 or 45 days in
length for each trip taken
during a period of 12
months. The plan provides up
to $1,000,000 of medical
coverage and services.
There are two plans
available: Patriot
Multi-Trip International
provides coverage for U.S.
citizens that take multiple
trips annually outside the
U.S., and Patriot Multi-Trip
America provides coverage
for non-U.S. citizens that
take multiple trips annually
outside their home country.
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GEOSM
Group
Groups of two or
more members - Long-term
annually renewable employer
sponsored group insurance.
GEO Group is a
comprehensive, yet
cost-effective plan tailored
specifically for employers
who need international group
medical coverage for their
employees around the globe.
This program offers four
base plan options with a
wide range of benefits that
can be customized to suit an
employer’s specifications.
This program can provide
medical, dental, life, daily
indemnity, and disability
income benefits for
employees and their
families.
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MP+International®
Long-term annually
renewable group plan.
MP+International is
designed specifically to
provide comprehensive
medical insurance to
missionary groups by
offering continuous coverage
when overseas and back in
the U.S. on furlough or
deputation.
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Patriot Group Travel
Medical Insurance®
Groups of five or
more members – Short-term
coverage available from five
days up to two years.
Patriot Group Travel
Medical Insurance is
designed for groups of five
or more non-related members
looking for temporary
medical insurance coverage
while travelling outside of
their home country. In
addition to medical
benefits, the plan includes
coverage for emergency
medical and political
evacuation, repatriation,
and a choice of deductibles
and plan maximums up to
$2,000,000. The plan also
provides a 10% discount of
the standard Patriot Travel
Medical plan.
There are two plans
available: Patriot
InternationalSM
Group provides coverage for
U.S. citizens traveling
outside the U.S. and Patriot
AmericaSM Group
provides coverage for
non-U.S. citizens traveling
outside their home country.
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Patriot Platinum
Group Travel Medical
InsuranceSM
Groups of five or
more members – First-class
short-term coverage
available from five days up
to three years.
Patriot Platinum Group
provides first-class
protection for groups of
five or more non-related
international travelers who
want to obtain the maximum
coverage and most
comprehensive services
available in a short-term
group travel medical
product. Patriot Platinum
Group builds upon the core
benefits of the Patriot
Group Travel plan and can
provide up to $8,000,000 of
coverage with enhanced
benefits and services
including our Global
Concierge & Assistance
ServicesSM.
There are two plans
available: Patriot Platinum
InternationalSM
Group provides coverage for
U.S. citizens traveling
outside the U.S. Patriot
Platinum AmericaSM
Group provides coverage for
non-U.S. citizens traveling
outside their home country.
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Patriot Green Group
Travel Medical InsuranceSM
Groups of five or
more members –
Environmentally conscious
short-term coverage
available from five days up
to two years.
Patriot Green Group is
designed for groups of five
or more non-related
environmentally conscious
international travelers and
provides them up to
$2,000,000 of medical
coverage and services. This
plan offers the same core
benefits as the Patriot
Group Travel plan, and it
also includes eco-friendly
benefits including an Eco
Sports Rider, covering such
activities as jungle zip
lining, wildlife safaris,
and cave tubing. It also
provides for the purchase of
carbon offsets, paying an
additional AD&D benefit to
an environmentally conscious
organization, and it is
paperless.
There are two plans
available: Patriot Green
InternationalSM
Group provides coverage for
U.S. citizens traveling
outside the U.S. and Patriot
Green AmericaSM
Group provides coverage for
non-U.S. citizens traveling
outside their home country.
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Patriot Multi-TripSM
Group
Groups of five or
more members - Short-term
coverage available up to
three years for travelers
who take frequent trips
throughout the year.
Patriot Multi-Trip Group
is designed for groups of
five or more people who
travel frequently outside
their home country
throughout the year. The
plan offers the ease and
convenience of purchasing an
affordable single annual
premium plan that provides
coverage for trips up to 30
or 45 days in length for
each trip taken during a
period of 12 months. The
plan provides up to
$1,000,000 of medical
coverage and services.
There are two plans
available: Patriot
Multi-Trip International
Group provides coverage for
U.S. citizens that take
multiple trips annually
outside the U.S., and
Patriot Multi-Trip America
Group provides coverage for
non-U.S. citizens that take
multiple trips annually
outside their home country.
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Patriot Exchange
ProgramSM
Individual & family
– Short-term coverage
available from one month up
to four years for
educational and cultural
exchange programs.
Patriot Exchange is
designed for international
travelers, and their
families, actively engaged
or participating in
educational or cultural
exchange programs.
There are two plan
options: The Standard Plan
meets the J1 Visa
requirements and provides
coverage that includes
medical benefits,
international emergency care
including emergency medical
& political evacuation,
repatriation, and a choice
of optional coverage
enhancements. The Basic Plan
is a more economical plan
with essential travel
medical coverage.
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Patriot Group
Exchange ProgramSM
Groups of two or
more members - Short-term
coverage available from one
month up to four years for
groups of educational and
cultural exchange programs.
Patriot Exchange Group is
designed for groups of two
or more international
travelers, and their
families, actively engaged
or participating in
educational or cultural
exchange programs.
There are three plan
options: The Standard Plan
meets the J1 Visa
requirements and provides
coverage that includes
medical benefits,
international emergency care
including emergency medical
& political evacuation,
repatriation, and a choice
of optional coverage
enhancements. The Basic Plan
is a more economical plan
with essential travel
medical coverage. The
Long-Term Annual Plan has
the flexibility to be
tailored to meet specific
needs of each program and
can be renewed annually.
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Student Health
AdvantageSM
Individual or groups
of two or more members -
Long-term coverage available
from one month up to five
years for educational
programs.
Student Health Advantage
is designed to meet the
needs of international
students, scholars, and
faculty, their families, and
groups of two or more
involved in long-term
educational programs. In
addition to meeting the
requirements of the J1 Visa,
this plan includes benefits
for maternity, mental health
and organized sports. After
a period of 12 months,
pre-existing conditions will
be covered as well.
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Global Educators
Medical (GEMSM)
Long-term
educational group plan.
GEM is a competitive
group medical plan designed
to meet the special needs of
international educators. GEM
provides comprehensive
medical coverage for
full-time staff and
administrators of
international schools around
the world.
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Patriot T.R.I.P.®
Individual & family
- Travel protection program.
Patriot T.R.I.P. helps
protect travelers who are
unable to travel or are
interrupted during their
covered trip due to
circumstances, such as a
sudden and unexpected
illness or injury, death in
the family, jury duty, job
layoff, terrorism or the
bankruptcy of the tour
operator, cruise line or
airline. Benefits also
include coverage in the
event of travel and baggage
delay, lost baggage,
emergency medical expenses,
emergency medical evacuation
and more.
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Patriot T.R.I.P.®
Elite
Individual & family
- First-class travel
protection program.
To provide superior
protection for a picture
perfect vacation, there is
Patriot T.R.I.P. Elite, a
premier travel insurance
program. Patriot T.R.I.P.
Elite offers a high level of
benefits to travelers who
need more coverage than
provided by the Patriot
T.R.I.P. program. The
program has increased
benefit amounts for
emergency medical, emergency
medical evacuation, travel
delay, baggage, trip
interruption and has a
benefit for violent attacks.
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Patriot T.R.I.P.®
Student
Individual & family
- Travel protection program
for students.
Patriot T.R.I.P. Student
is a budget-conscious travel
insurance program designed
to provide important
benefits to students for
many of those unforeseen
circumstances that may force
the cancellation or
interruption of a covered
trip. This program also
includes coverage for trip
cancellation or interruption
travel and baggage delay,
lost or stolen baggage,
emergency medical expenses
and emergency medical
evacuation.
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Patriot AdventureSM
Travel Medical Insurance
Individual & family
- Short-term medical
coverage available from 30
days up to six months for
adventure sports
enthusiasts.
Patriot Adventure is
designed for the adventurous
international traveler. It
provides benefits for those
traveling abroad who also
intend to participate in
non-contact amateur athletic
activities and a select
group adventure sports.
There are two plans
available: Patriot Adventure
InternationalSM
provides coverage for U.S.
citizens traveling outside
the U.S. and Patriot
Adventure AmericaSM
provides coverage for
non-U.S. citizens traveling
outside their home country.
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Sky RescueSM
Individual & family
– Short-term coverage
available from three to
twelve months for those
needing emergency care &
services.
Sky Rescue is designed
for individuals and family
members traveling outside
their home country. It
provides international
emergency services,
including emergency medical
& political evacuation,
repatriation, reunion and
return of mortal remains
combined with international
travel assistance services.
The plan may be purchased
for three months, six months
or 12 months.
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Global Crew Medical
Insurance®
Individual & family
- Flexible long-term
annually renewable plan for
professional marine captains
& crew members.
Global Crew Medical
(GCMI) is a flexible,
long-term, annually
renewable, U.S.-style major
medical insurance program
designed for professional
marine captains & crew
members throughout the
world.
GCMI offers the
flexibility to select from
an assortment of four unique
benefit plan options –
Silver, Gold, Gold Plus, and
Platinum - each with
different levels of
coverage. In addition, there
are different areas of
coverage available, optional
riders, flexible
underwriting methods as well
as multiple deductibles and
modes of payment.
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International Marine
Medical InsuranceSM
Groups of two
members or more members -
Long-term annually renewable
group insurance for
professional marine crew.
International Marine
Medical Insurance (IMMI) is
designed specifically to
provide comprehensive
medical insurance to groups
of professional marine crew
by offering continuous
coverage worldwide. IMMI
provides $1,000,000 of
coverage per certificate
period with a full range of
benefits. Group members will
be covered worldwide,
including their country of
citizenship, 24 hours a day.
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CrewSelect
InternationalSM
Individual & groups
of two or more members -
Long-term annually renewable
group insurance for
professional marine crew.
CrewSelect International
is a comprehensive and
portable international
medical insurance plan
designed specifically for
professional marine crew.
The plan is offered in three
currencies: Euro, GBS and
U.S. Dollars. This plan is
preferred by professional
brokers and marine crew
because of its European plan
design and flexibility of
currency.
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The information above is only a consolidated
description of the current international
insurance products and trip cancellation
plans available through this website. Please
refer to the Certificate Wording for the
specific terms and conditions of each plan
concerning eligible benefits, limitations,
eligibility and exclusions. Certificate
Wording is available upon request. Patriot
Travel Medical Insurance, Patriot Group
Travel Medical Insurance, Patriot Adventure,
Patriot Multi-Trip, Sky Rescue, Global
Medical Insurance, GEO Group, Patriot
Exchange Program, Patriot Group Exchange
Program and Student Health Advantage are
administered by International Medical Group,
Inc. and underwritten by Sirius
International Insurance Corporation. Patriot
T.R.I.P., and Patriot T.R.I.P. Student and
Patriot T.R.I.P. Elite are private-label
names for trip cancellation insurance and
other travel related benefits and services
made available by membership in the National
Small Business Travel & Health Association.
The program manager is iTravelInsured®, a
wholly owned subsidiary of IMG. Patriot
T.R.I.P. and Patriot T.R.I.P Student plans
are administered by iTravelInsured and
underwritten and offered where available by
Delos Insurance. Patriot T.R.I.P. Elite is
administered by iTravelInsured and
underwritten and offered where available by
Delos Insurance Company or Sirius
International Insurance Corporation. IMG,
International Medical Group, the IMG block
design logo, Patriot T.R.I.P, Patriot Travel
Medical Insurance, Patriot Adventure, Global
Medical Insurance, Patriot Multi-Trip, GEO
Group, Patriot Exchange Program, Patriot
Group Exchange Program, Sky Rescue, Patriot
Group Travel Medical Insurance,
International Marine Medical Insurance,
Global Crew Medical Insurance and Student
Health Advantage are the trademarks, service
marks and/or registered marks of
International Medical Group, Inc. ©
Copyright 2011 International Medical Group,
Inc. All Rights Reserved.
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